If i get a credit report does it change my rating in any way?

i%26#039;m going to rent an apartment and they%26#039;re going to do credit check...i haven%26#039;t seen mine in awhile and i%26#039;d like to get a look at it before hand.

If i get a credit report does it change my rating in any way?

Some of these answers are not correct.. A FICO is determined by a number of things - for instance if you have your credit pulled by numerous %26quot;similar%26quot; agencies (like a bunch of automobile shops, or a bunch of mortgage companies) it will hit you far less b/c they consider you as a %26quot;shopper%26quot;. 1-2 pulls will have no effect on your credit within 90 days.

Any more pulls other than 2 within a 90 day window will affect your credit slightly, but it is barely noticeable. I work as a credit counsellor and am very familiar with this.

Also take note that correcting your address and work history as 1 address and 1 job within the past 12 years can typically boost your scores approximately 10-22 points.

If i get a credit report does it change my rating in any way?

You are alloted a certain amount of credit pulls before it starts affecting the score. Usually its after 6 hits in an 12 month period. You can go to MyFICO.com and that may have an exact answer. Its ok to have your credit pulled, just do get carried away.

If i get a credit report does it change my rating in any way?

Each time someone get your score few points are deducted, it%26#039;s not a big deal, so it won%26#039;t change anything just don%26#039;t do that every month.

If i get a credit report does it change my rating in any way?

Pulling your own credit report does not affect your scores or count as an inquiry. Go to annualcreditreport.com- pull all 3 bureaus free once per year. It does cost if you want your score though.

If i get a credit report does it change my rating in any way?

Not much affect if you pull your credit once a year. It maybe good idea for you to get a credit report.

If i get a credit report does it change my rating in any way?

You can get a free copy of your credit report each year. Usually they do not contain the score unless you pay for it.