Is your bad credit report in USA transferrable when you move to Canada - does it have the same adver

I PLAN ON MOVING TO CANADA BUT I%26#039;VE ALWAYS WONDERED IF MY BAD CREDIT DUE TO PAST DISCREPANCIES WOULD HAVE ANY EFFECT ON BUILDING UP NEW CREDIT OVER THERE - PLS HELP ME WITH ANY INFO AVAILABLE

Is your bad credit report in USA transferrable when you move to Canada - does it have the same adverse effect?

Credit reports will follow you. They use the same companies in Canada as in the U.S.

Is your bad credit report in USA transferrable when you move to Canada - does it have the same adverse effect?

Equifax Canada and Equifax USA still do not talk to each other and you cannot take your credit rating with you.

Newcomers don%26#039;t even register on the system, so you%26#039;d be a worse risk than a someone with a bad credit rating. Report It

Is your bad credit report in USA transferrable when you move to Canada - does it have the same adverse effect?

I%26#039;m not entirely sure that is does, but it may be circumstancial. I am Canadian, I lived in the U.S. for a while and screwed up on some credit card stuff. When I moved back here I was worried about it, but as far as I can tell, none of it is in my credit report. Good luck!