How can I obtain a credit report without using credit card information?

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How can I obtain a credit report without using credit card information?

Each of the three major credit reporting agencies are legally obligated to give you one free credit report per year. You do not need a credit card to get these because they are free. BEWARE, there are a lot of thieves out there who will try to charge you to get what is legally yours for free. One of the links below is to the site that the government actually authorizes to provide this free service and the other is to the Federal Trade Commission site that explains what the laws are surrounging your annual free credit report.

How can I obtain a credit report without using credit card information?

You normally won%26#039;t have to use credit card info. But, you will be asked questions to verify your identity, like an address where you lived for example.

How can I obtain a credit report without using credit card information?

This information is based upon the Federal Trade Commissions website www.ftc.gov. You can follow the link off the website located on the left hand side if you scroll down under %26quot;Hot Topics%26quot; you will find %26quot;FREE Annual Credit Report%26quot;.

This link is the ONLY authorized online source for you to get a free credit report under federal law. You can get a free report from each of the three national credit reporting companies every 12 months. Some other sites claim to offer %26quot;free%26quot; credit reports, but may charge you for another product if you accept a %26quot;free%26quot; report. The link is www.annualcreditreport.com