Negative account on credit report no response from collector?

I owe a learning center about $600, I wrote to them requesting a bill twice, but they never send me anything. And I dont just want to just send $600. Knowing them they might leave it on my report as unpaid. So can someone give me some advice on how to get this taken care of?

Negative account on credit report no response from collector?

If you know you owe them the money and have an account number and their address, send them the payment using a traceable method like a check sent via registered mail (they have to sign for it) with return receipt. Use their company name on the pay to line. Mark the check on the memo line with your account number and the statement %26quot;Paid in Full%26quot;.

Once they have cashed the check you%26#039;ll have proof that they have accepted payment in full and you%26#039;ll legally be in the right situation. They may still fail to take the information off your credit report, but you will have the proof that it has been paid and you can file a dispute with the three credit bureaus AND send them copies of your letter, canceled check, and return receipt and they will HAVE to make it satisfied on your credit report even if the company doesn%26#039;t take the time or effort to file the correction.

If you don%26#039;t have the proof of payment as I suggested and you file a dispute with the credit bureaus it%26#039;ll just get rejected. You need to prove you%26#039;ve either satisfied the debt OR that the debt wasn%26#039;t ever yours.

Good Luck!

Negative account on credit report no response from collector?

I hope you kept copies of the letters.

Write to all three credit bureaus, explaining that they would not prove the debt, and they will notify the collection agency/learning center that they have 30 days to provide proof, or else it will be removed from your credit bureau.

Are they reporting it to the bureaus?

The three bureaus are:

Equifax

Trans Union

Experian

Write to all three disputing the collection.

Negative account on credit report no response from collector?

If they are not responding to you, then they would likely not respond to a verification request from the three main credit bureaus. I recommend disputing the item with all 3 main credit bureaus. You stand a good chance at getting these removed.

Negative account on credit report no response from collector?

If you attended there then you owe the $600. If you were already making payments then continue making payments, cause if you don%26#039;t then interest will add on and make the bill higher. Perhaps they are trying to contact you (did you move), or maybe they transposed your address or something and mail continues to be returned to them. When was the last time you paid on that? Why not give that learning center a call. And, write that credit reporting agency and asked who it was that made the negative remark on your credit report (ask for name, address and phone).

Negative account on credit report no response from collector?

Dispute the debt online at all 3 credit breaus. They have to respone within 30 days. If they do not then the credit breau will remove the debt.